Impaired Loans

 

August 30, 2012

 

Marriott Legends Hotel at Capital Hill

2500 Legends Circle

Prattville, AL  36066

(334) 290-1235

 

Click here for directions

 

 

Registration

 

Full Registration Rate is $295/member and $395/nonmember

 

Your registration fee includes instruction, materials and continental breakfast

 

Click here to register

(If you do not have a login and password for our registration section please call our office

at 1-800-239-7338)

 

The following link contains detailed instructions for MyCBAA's members only registration process.

 

MyCBAA Online Registration Instructions

 

9 a.m. - 3 p.m.

Registration begins at 8:30 a.m.

 

Speaker - David Kemp

 

Seminar Overview:

 

This program is designed to respond to today’s economic and regulatory environment. Safety and Soundness exams have created tremendous stress in the banking community. The economic down turn seems to have been be triggered by the collapse of the subprime mortgage market. Income producing properties appears to be the next challenge for community bankers. Loans that have been rated as “pass” credits are now being rated as “substandard” credits. Cash flow and appraisal reviews are the major cause of loan downgrades. Banks are faced with the question of whether or not to form a “special assets” function? We will also discuss impaired asset reduction requirements for banks under administrative actions.

 

Seminar Topics:

 

•Preparing for a Safety & Soundness Exam - Risk Rating Reviews, Loan Review Process

 

•Managing Impaired Commercial Real Estate Loans - Foreclosure vs. Deed-in-lieu, FFICE’s Guidelines

 

•Responding to Regulatory Orders - Consent Orders, MOU’s, Required Board Participation

 

•Documenting the Impaired Loan Process - Classified Loan Management Reports, Board Reports, OREO Reports

 

•Workout Guidelines & Strategies - Negotiation Skills, Workout Agreements, Key Indicators of Problem Loans

 

 

More Information

 

Dress for the seminar is business casual.  To ensure your comfort, please bring a jacket or sweater.  If you need additional information please contact Debbie Pharr at 334-244-9456 or email dpharr@mycbaa.com.  Location is subject to change.  We will notify you if a change is made after your registration. 

 

Cancellation Policy

 

There will be a $100.00 fee for any cancellation.