

Directors: Seated: Scotty Hawk, Michael W. Alred,
Robert J. Weathers
Standing: Robert Hembree Jr., Joseph J. Chorba, Jr., Shane R. Wilks,
Pat M. Courington, Jr., Randall Ferguson
Citizens Bank & Trust was established on March 3, 2003. The
bank serves the towns of Guntersville, Albertville, Arab, New Hope,
Hazel Green, Oneonta and Rogersville. The bank currently has more
than $210 million in assets. Citizens Bank & Trust’s
holding company, Citizens B&T Holdings, Inc. was formed in July,
2006.
Seven of our Directors, Shane R. Wilks, Robert J. Weathers, Scotty
Hawk, Robert Hembree Jr., Pat M. Courington, Jr., Joseph J. Chorba, Jr.
and Michael W. Alred were Charter Directors. Randall Ferguson
joined the Board in Oct, 2003.
Mike Alred was the bank’s President and Chief Executive Officer
and continues that role. Mr. Alred graduated from Auburn
University in 1973 and from The School of Banking of the South in
1983.
Mr. Alred was previously employed by Community Bank, SouthTrust Bank
of Marshall County and Trust Company of Georgia.
Mr. Alred is currently serving on the Board of Directors of Marshall
County Health Authority and is a member of Guntersville Rotary Club and
Marshall County Leadership Challenge.